About Trade Risk Group

The TRG Difference

There are other companies, large and small, that sell or broker credit insurance – so why Trade Risk Group? The things that make us special may also make us an especially good fit for you:

We are technicians of the policy.
Credit insurance contracts have the potential to become complex. Having seen all possible scenarios during our many years of service, we write our policies in a straightforward manner. Understanding the technicalities, Trade Risk Group will ensure your policy is set up and serviced to be problem-free.
The advantage of working through a broker.
We are more than sales agents; Trade Risk Group will work on your policy firsthand, all the way through its lifecycle.
Underwriting.
We don’t merely pass your policy on to an underwriter; Trade Risk Group works with our network of fine underwriters, staying on top of your policy.
Our size and focus.
We’re large enough to not struggle with trying to be all things to all people, nor do we hand off many types of work to contractors and business alliances. We’re not so huge that we work on all sectors of the insurance industry, with credit insurance being only a small part of the business. Trade Risk Group focuses solely on credit insurance, and we can therefore offer a level of detail, service and familiarity with all aspects of your policy that provide you with peace of mind.
Why we’re better than self-insurance.
If you self-insure your receivables instead of using credit insurance, you are exposing your company to the full risk of default on your accounts receivable, maybe even catastrophic risk to your company in the event that one of your largest customers suddenly became insolvent. Credit insurance enables you to protect your balance sheet, strengthen your credit department, help you grow sales, enhance bank financing, and sleep at night knowing that you have protected one of your largest current assets – your accounts receivable.

Trade Risk Group is the best of both worlds – large enough to be knowledgeable in all aspects of credit insurance, and small enough to be hands-on directly with your policy, making credit insurance easy.